Roth Ira Limits 2024 Married Filing Jointly Over 55. If you file separately and did not live with your spouse at any time during the year, your ira deduction is determined under the single filing status. If you’re a single filer, you’re.
Taxpayers who are married and filing jointly must have incomes of $76,500 or less in 2024. And if you are married filing jointly, you can make a full roth ira contribution if your income is under $230,000 in 2024.